Financial Calculators

Nine professional tools wired to the concepts in the guides. Change an input, watch the decision change.

Future Value

$156,438

Interest Earned

$98,438

Effective Rate (EAR)

8.00%

Real Purchasing Power

$86,616

You invest $10,000 today plus $2,400 every year for 20 years. Compounding turns that $58,000 of deposits into $156,438 — interest contributes $98,438 (2.70× your money). After 3.0% inflation, today’s-money value is $86,616.

Growth of money — deposits vs compounding

The widening gap between the lines is compounding at work.